first time home buyer

First Time Home Buyer Decision Making

The road to your new home investment can have many twists and turns. At times, the journey can be a bit bewildering. Which way should you turn? And to whom should you go for advice? Please understand that as complex as the paths can sometimes be, we navigate them daily. Our experience is to your […]

Things to Know Before Buying Your Home

We all know the old line about location. But buying a home takes research, research, research, too. You will want to determine: How much you can comfortably afford. The pre-approval process, which entails full documentation and credit check, is the best way to determine the numbers that are right for you. Early in your search, […]

Have you Missed the Boat?

BEFORE: Bad Economy, Super Low Rates Price $200,000 Annual interest at 3.5%/3.747% APR = $7,000 Appreciation at 0% = 0 Interest minus appreciation = $7,000 AFTER: Improving Economy, Higher Rates Price $220,000 Annual interest at 4.5%/4.762% APR = $9,900 Appreciation at 3% = $6,600 Interest minus appreciation = $3,300 These hypothetical examples are illustrations for […]

If You Can Afford to Rent…You Can Probably Afford to Own.

Interest rates are near historic lows. Purchasing power has increased, and the cost of renting in many areas is now greater than the cost to buy. Some say mortgage loans are impossible to obtain without perfect credit and 20% down. Want the truth? Read on, and we’ll cite the three basic factors for qualifying for […]

UPDATE: 2016 Down payment assistance Funds NOW AVAILABLE!

ATTENTION ATTENTION ATTENTION Lee county now has funds available for First Time Home Buyers to assist with down payment and closing costs on a new home purchase. The funds are available for use in the Lee County, Florida area for the following cities: Lehigh Acres, Cape Coral, Fort Myers, and Alva. They amount available will […]

Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer. Here’s some information that will keep you on track. In General…. A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions […]