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Use Your Tax Refund to Cover the Down Payment on Your First Home

Use Your Tax Refund to Cover the Down Payment on Your First Home Are you a first-time home buyer looking for a house in Florida? One of the biggest obstacles to homeownership is the down payment that needs to be made on the purchase. The down payment on a new home can be as low […]

Mortgage loans that give you a Second Chance

We are your fresh start experts, when it comes to mortgage loan. Clients come to us for those loans that have been denied by other lenders. We have a huge portfolio of brokered out lenders that approve loans for all types of credit and mortgage history. Here is just a few examples: Self Employment buyers […]

Things to Know Before Buying Your Home

We all know the old line about location. But buying a home takes research, research, research, too. You will want to determine: How much you can comfortably afford. The pre-approval process, which entails full documentation and credit check, is the best way to determine the numbers that are right for you. Early in your search, […]

Have you Missed the Boat?

BEFORE: Bad Economy, Super Low Rates Price $200,000 Annual interest at 3.5%/3.747% APR = $7,000 Appreciation at 0% = 0 Interest minus appreciation = $7,000 AFTER: Improving Economy, Higher Rates Price $220,000 Annual interest at 4.5%/4.762% APR = $9,900 Appreciation at 3% = $6,600 Interest minus appreciation = $3,300 These hypothetical examples are illustrations for […]

If You Can Afford to Rent…You Can Probably Afford to Own.

Interest rates are near historic lows. Purchasing power has increased, and the cost of renting in many areas is now greater than the cost to buy. Some say mortgage loans are impossible to obtain without perfect credit and 20% down. Want the truth? Read on, and we’ll cite the three basic factors for qualifying for […]