First Time Home Buyer Program (Lee County, FL)

First Time Home Buyer ( Fort Myers, Cape Coral, Lehigh Acres

First Time Home Buyer

There are many first time home buyer programs available in the Fort Myers, Florida area in which many people are unaware. The processing times for these loans are less than 21 days and preapproval can be provided to a buyer the same day the mortgage loan application has been taken.

There are many down-payment options available on these programs as well, but they are tailored for many different buyers, so please select the ”Contact Us” tab on the right of the page so that Tanya Aldridge, a licensed loan officer,  can speak with you to assist in determining which loan best fits your needs.


USDA 100% Financing

  • No Money Down
  • 640 Minimum credit score
  • Property located in a select area
  • Low income qualifications

Fannie Mae Homepath

  •  Purchase only Fannie Mae Foreclosed properties visit for eligible properties
  • Minimum 660 credit score
  • 5% down – No mortgage insurance
  • No appraisal required.

 FHA- Good Neighbor Next Door

  • 50% discount off from Sales Price of home – for eligible homes
  • Police Officers, Teachers, Firefighters, Law Enforcement and emergency technicians are eligible for this program.

VA  Loan -100% Financing

  • No money down
  • For veterans or active military personnel
  • 620 credit score

There are several other programs available in the Fort Myers, Cape Coral and Lehigh Acres area; the above are just a few. If you are still renting or just unsure if you can buy a home, contact Tanya today for a free consultation. That phone call may be all you need to move forward in owning your own home. Take the first step today!

Tanya Aldridge, The Mortgage Lady


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