Loan Types

Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer. Here’s some information that will keep you on track. In General…. A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions […]

Hard vs. Soft Inquires & how they affect your Credit

Hard vs. Soft Inquiries We get many questions about how many points are affected by a credit inquiry. This is a simple yet difficult question to answer. Let me explain. There are two types of inquiries that a person must take into consideration. Here is a look at both of them: Soft Inquiries: These do […]

FHA Reduced Mortgage Insurance Premium

FHA Reducing Annual MI rates as of January 26, 2015!FANTASTIC NEWS FOR CURRENT & FUTURE FHA MORTGAGE LOAN APPLICATONS The FHA annual mortgage insurance premium is being reduced from 1.35 percent to .85 percent. This action reduces monthly mortgage payments! Some good news coming out of Washington, DC on the homeownership front. The Federal Housing […]

Are you a boomerang home buyer?

Are You A Boomerang Buyer? Find out how to “come back” to home ownership and buy again! This complimentary seminar will be held this Saturday, October 11th, from 10am-11:30am at 3020 Lee Blvd. Unit 1-3, Lehigh Acres, FL 33971 Please email me at or call 239-672-6244 to RSVP. The seminar is complimentary, but seating […]

What is Private Mortgage Insurance

Private Mortgage Insurance Over the last few weeks, “What is PMI” seems to be the questions that have been most popular among my clients. So here are some key things that you will need to know about private mortgage insurance and how you can eventually make it disappear. Why do i need to save up […]

Qualifying for a Florida Down Payment Assistance Program

    So you’ve found your dream home for your family and now have the daunting task of coming up with the down payment to make the purchase. Have you ever considered using a down-payment assistance program to help make your dream into a reality? From down payment assistance grants to interest-free second mortgages, there […]