Cape Coral


Mortgage loans that give you a Second Chance

We are your fresh start experts, when it comes to mortgage loan. Clients come to us for those loans that have been denied by other lenders. We have a huge portfolio of brokered out lenders that approve loans for all types of credit and mortgage history. Here is just a few examples: Self Employment buyers […]


First Time Home Buyer Decision Making

The road to your new home investment can have many twists and turns. At times, the journey can be a bit bewildering. Which way should you turn? And to whom should you go for advice? Please understand that as complex as the paths can sometimes be, we navigate them daily. Our experience is to your […]


Have you Missed the Boat?

BEFORE: Bad Economy, Super Low Rates Price $200,000 Annual interest at 3.5%/3.747% APR = $7,000 Appreciation at 0% = 0 Interest minus appreciation = $7,000 AFTER: Improving Economy, Higher Rates Price $220,000 Annual interest at 4.5%/4.762% APR = $9,900 Appreciation at 3% = $6,600 Interest minus appreciation = $3,300 These hypothetical examples are illustrations for […]


If You Can Afford to Rent…You Can Probably Afford to Own.

Interest rates are near historic lows. Purchasing power has increased, and the cost of renting in many areas is now greater than the cost to buy. Some say mortgage loans are impossible to obtain without perfect credit and 20% down. Want the truth? Read on, and we’ll cite the three basic factors for qualifying for […]


Get Serious About Your Credit Score

Understanding Your Credit Score Being a loan officer I pull quite a few credit reports every month. Every once in a while, I have that client with a not so good credit score but they just had a hard time and the past and would like to start moving forward, and getting back on the right track […]


Qualifying for a Florida Down Payment Assistance Program

    So you’ve found your dream home for your family and now have the daunting task of coming up with the down payment to make the purchase. Have you ever considered using a down-payment assistance program to help make your dream into a reality? From down payment assistance grants to interest-free second mortgages, there […]